Specifically, I was curious about how Harvard's endowment has grown from its initial £780 in 1638, so I asked Google to calculate compound interest for me. A variety of searches all yield a reasonable formula which is then calculated to be quite wrong. For example: {calculate the present value of $100 compounded annually for 386 years at 3% interest} yields $0.736. {how much would a 100 dollar investment in 1638 be worth in 2025 if invested} yields $3,903.46. {100 dollars compounded annually for 386 years at 3 percent} yields "The future value of the investment after 386 years is approximately $70,389." And my favorite: {100 dollars compounded since 1638} tells me a variety of outcomes for different interest rates: "A = 100 * (1 + 0.06)^387 A ≈ 8,090,950.14 A = 100 * (1 + 0.05)^387 A ≈ 10,822,768.28 A = 100 * (1 + 0.04)^387 A ≈ 14,422,758.11"
How can we be so reasonable and yet so bad!?
Aside from the general limitations of this technology, Google needs this to be quite cheap if it runs for every request.
There is not a lot of revenue for a single search, and right now the AI results are actually pushing the links people are paying Google to display further down the page.
Also, the assumption of '3% interest' is wrong. There are records of stretches achieving 15% returns for several years and reaching 23% in 2007, for example.
https://www.bloomberg.com/news/articles/2005-01-11/harvard-l...
https://www.wsj.com/articles/SB118771455093604172
This was 2 minutes of old school search, no LLM needed.
What I am saying is that asking an LLM to do interest calculation is absurd in itself, let well alone the absurd setting of trying to calculate interest rates across 4 centuries and different denominations.
It would be much more rational, in seeking to understand the growth of the Harvard endowment, to search for factual information about its modern history is my point. And if you wanna do abstract financial modelling exercises just use spreadsheets. Either way LLMs are a hilariously bad fit.
780 compounded by 3% per year for ~400 years is about 100 million by the way. So ignoring all else, off by at least two orders of magnitude.
His example was "A swan won't prevent a hurricane meaning"
I've been having my AI stuff successfully do math since early gp3 days with this method— even before "tool calling."
One item said 25/7/25 the other one said 25/7/24 as you can imagine I was sure the first one was safe but the second one was confusing.
It told me that it's safe to eat because japanese date format is Year / Month / Date.
I looked up japanese date format in google (with overview) just to confirm. I guess we'll find out. Will report back soon.